BDO Unibank top executives discussed the evolving digital banking landscape in the country during a media forum held at the conference room of SMX Clark in Angeles City last July 16, 2026.
The digital banking system now transitioned into the fremium era with interbank transfer fees (InstaPay/PESONet) widely waived.
Consequently, institutions are shifting focus from simple transaction acquisition to deeper ecosystem integration, strict AI-based and anti-fraud measures and aggressive competion for retail deposits.
Arlyn Lukban, a media practitioner in Angeles City and Pampanga, act as moderator between local media and BDO top executives in Central Luzon.
Topics taken during the discussion includes consumer spending and financial behaviors, SME and enterprise banking needs, accessibility and financial inclusion, and insurance and financial protection.
The discussion was started by Romel Liboon, BDO Unibank senior assistant vice president and head of research for the banks Investments Group. (UnliNews Online)

